June 1, 2017 The holiday season begins in June. We’re leaving or planning a vacation, wondering where we want to go most. Some postpone rest plans because they intend to renovate. Summer is the perfect time to paint the apartment or make a new dance floor. We have many plans, but how do we find money for all of them? If you have big expenses ahead, cash loans are a good idea.
The leader is still the same
In May ranking, Sinds Bank was first. In June, nothing changed, the lender is still at the top of the list. It offers its clients a maximum amount of PLN 50,000. Such cash will allow you to implement all plans. We will not only go on a long vacation and renovate the apartment – it will also be enough for smaller needs, which we certainly do not lack. The loan period is 6 years. Therefore, even if we do not decide on the highest amount, we should easily deal with payments.
Who else was on the podium?
The other two places on the podium have not changed either. T-Mobile Usługi Bankowe is still in second place. As part of this offer, we have up to PLN 200,000 to use. Importantly, there is no need to visit the branch, and you do not need income certificates. The bank will carry out our verification itself, checking the database of the Credit Information Bureau. The maximum loan period that we can choose is 10 years. In the third place, in turn, we will find the offer of the PKO BP bank. We can apply for a loan from 1,000 to 120,000 PLN. If we are interested in a smaller amount, up to PLN 24,000, we do not need to show any certificates. The biggest advantage of this offer is the possibility of receiving cash even on the day of completing the application.
Other cash loan offers
The ranking does not end in the first three positions. We can also use other attractive offers,
, located just behind the podium. Simple and clear rules should encourage us to sign the contract. The more that the maximum loan amount is very favorable and amounts to PLN 120,000. The loan period is also convenient. Installments can be returned up to 8 years, adjusting the amount of payment to the possibilities of your budget. The next lender in the ranking, namely Tiges Bank, offers us even more. If we want to sign a contract with him, he will offer us up to PLN 200,000. The loan period is the same as in the previous offer. In turn, 8 years of repayment and PLN 160,000 is the offer of ING Bank Śląski. It is also a noteworthy proposition, because the lender requires from us only an identity card and a salary certificate. It allows not only to take out a loan, but even to combine other liabilities into one convenient installment and to pay only one instead of several payments.
If not credit, what?
If we do not need such a high amount of loans, we can use alternative proposals for financial commitments. They include short-term loans and installment loans. The process of applying for it is definitely simpler than in the case of loans, if only because of the minimum number of formalities that we have to complete. That is why it is worth looking into current proposals and checking current payday rankings and installment loan rankings. Thanks to this, we will know which lender comes to us with the most advantageous offer.
“It’s best to use the cash loan offer when spending a lot of money. It is also worth keeping in mind when suddenly more needs fall on us that we would not otherwise be able to finance. If we keep an eye on the offer of loans or (in the case of lower costs) short-term and installment loans, sending the application for financial commitment will not take us more than a few minutes. “